Terms of Service

These terms govern your use of the Kenbright Individual Provident Fund online application service operated by Kenbright Pension Administration Services Limited ("Kenbright", "we", "us").

1. The service

This service allows prospective members to apply to join Kenbright Individual Provident Fund, an RBA-approved retirement savings scheme. Submitting an application does not by itself create membership; membership takes effect only when your application is approved in accordance with the scheme's Trust Deed and Rules.

2. Your responsibilities

• Provide information that is true, complete and accurate, and upload a genuine copy of your own ID or passport.
• Keep your private application resume link confidential — anyone with the link can view and edit your draft application.
• Ensure you are at least 18 years old and legally capable of entering into this application.

3. Declarations and authorizations

The confirmations you give in the application — including the beneficiary nomination authorization and the final declaration — have the same effect as a signed declaration on the scheme's paper application form.

4. Contributions

Contribution payment details (including the M-PESA Paybill) are provided by the pension team after your application is processed. No payments are collected through this service.

5. Governing framework

Your membership, once approved, is governed by the scheme's Trust Deed and Rules, the Retirement Benefits Act, and other applicable Kenyan law. In the event of any conflict between these terms and the Trust Deed and Rules, the Trust Deed and Rules prevail.

6. Contact

Kenbright Pension Administration Services Limited, 26th Floor Prism Towers, 3rd Ngong Avenue, Upperhill, P.O. Box 28281 – 00200 Nairobi · +254 709 783 000 · [email protected]